Certificate of insurance (COI)

Public liability insurance covers a business against claims for injury or property damage caused to third parties in the course of its work.

Employers' liability insurance is a UK legal requirement for most businesses with employees, covering claims from staff who are injured or become ill because of their work.

Professional indemnity (PI) insurance covers claims arising from professional advice or services that cause a client financial loss.

Expiry management is the discipline of tracking every dated supplier document and refreshing it before it lapses, so packs, portals and audits never surface expired evidence.

How modern teams collect, verify and monitor certificates of insurance from suppliers and subcontractors, without spreadsheets or missed renewals.

A quick reference to the insurance types that show up on supplier and subcontractor certificates, what each covers and when to require it.

A practical, end-to-end guide to supplier document management: what to collect, how to track expiries, how to share proof with clients and how to keep it all effortless.

Enter a document expiry date and get sensible reminder dates plus a calendar file you can drop into Outlook or Google.

A tidy starter list of the documents most teams should hold for a new supplier. Tick them off, copy or download.